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The Right Insurance for a French Travel Guide to France

France’s diverse countryside, with its many beautiful villages and rolling hills, makes it the perfect place for a hiking vacation. Choose a place that has easy access and lots of things to visit nearby, and you can have an idyllic – not to mention cheap – holiday, suitable for pensioners for small children.

By their gentle nature, walking holidays have a low rate of injury, but, like any holiday, accidents can and do occur. Fortunately, these injuries are usually minor, but pedestrians may have bruises, minor fractures, Baker’s cysts and other recurring force injuries, as well (depending on the area and time of year), environmental complaints such as hypothermia or heatstroke. Most injuries are more likely to affect heavier or older people with more wear on their joints, while the latter two are more likely to affect younger family members. small bodies and whose bodies are less skilled at controlling their inner environment.

For this reason, for UK travelers, every family member, regardless of age or travel experience, must have the equipment of an EHIC to cover any emergency treatment. However, EHIC does not cover every event, so even if you are traveling cheaply, family travel insurance should be set to avoid any unintended medical costs.

Doctor or Hospital visits

While most of your holidays will be spent exploring the villages of France and the countryside with the family, there is always the possibility that you will need to see a doctor – whether for a walking-related injury or not ‘ y related complaint. If you need to see a doctor, EHIC or not, it is possible that you will have to pay up front and claim a return later. If this happens, you can present your EHIC and any relevant paperwork at the local Caisse Primaire D’Assurance Maladie (CPAM) office, or you can get your return upon your return to the UK.

You should be aware that it is possible that you may be eligible for a refund of the cost percentage (up to 70%), meaning that, while you are not completely out of pocket, you may not be able to afford it. An inexpensive family travel insurance policy may cover emergency doctor visits, but it is worth checking the details before you travel, or your short travel expenses may end up you are more expensive than expected

While we all hope to have an incident without incident and a healthy holiday, sometimes hospital visits, sadly, are necessary. If this happens, just show your EHIC and in most cases you will not have to pay anything refundable in advance – it will save you the hassle of finding a return later. There may be a non-refundable fee covering 20% ​​of the total cost required, however, which you will have to pay even in the presence of an EHIC. This is not always the case, but even if it is, even a cheap family travel insurance policy should be covered by it. If you have a bad need to stay in the hospital for a few nights, there is a fee of 16 euros per night that is not covered by EHIC.

Prescriptions

If you have been prescribed anything by the doctor while you are on vacation, the cost of filling the prescription should fall within the EHIC remit. Just be sure to fill out a prescription at a pharmacy operating within France’s national healthcare system to ensure it is covered by EHIC. Pharmacies are easy to find in France and usually have quite a few but the smallest villages.

Until you cover your bases suitable for both EHIC and private travel insurance for your family, any unforeseen health issues you may encounter during your trip to France should not be left to you without in the pocket.